Pomona, CA · Commercial loan broker
Answer Capsule: Moor Lending Group is a licensed commercial business-loan broker at 218 Machlin Ct, City of Industry, CA 91789, serving Pomona and nearby cities.
Funding your Pomona business: one application, a file built for approval, and real options reviewed with someone local. No upfront fees to you.
The owner of a metal-fabrication shop on East Mission Boulevard called us three weeks before his lease expired on the building next door. He'd already lined up two new CNC machines and hired three welders, but his bank wanted six months of additional financials and a personal guarantee that would tie up his home. We pulled his last eighteen months of statements, photographed the equipment invoices, and within eleven days connected him to an SBA 7(a) lender who funded the expansion without touching his residence. That's the difference a broker makes when documentation is made simple and the timeline is real.
Pomona sits at the crossroads of the 10, 60, and 71 freeways, which means logistics companies, food processors, and industrial suppliers operate on thin margins and tighter schedules. When you need business loans in Pomona, you're not looking for theory or a chatbot. You're looking for someone who knows that the Pomona Valley's commercial corridors run hot from the industrial triangle near Phillips Boulevard all the way to the Fairplex district, and that a three-week funding window is standard, not a favor.
Who we serve
Answer Capsule: We broker commercial financing for established small and mid-size businesses across Pomona, Montclair, Diamond Bar, Chino, Chino Hills, Claremont, La Verne, San Dimas, Walnut, Glendora, and Rowland Heights. Our clients include manufacturers, wholesalers, contractors, medical practices, auto shops, and any business generating consistent revenue that needs capital faster than a traditional bank will move.
You'll find our clients in the warehouse clusters off Reservoir Street, the professional offices near Pomona Valley Hospital Medical Center, and the retail strips that stretch toward the county line. We've brokered deals for trucking outfits adding trailers, dental groups buying into new buildings, and machine shops refinancing expensive merchant-cash advances that were bleeding them dry.
We do not work with startups, speculative ventures, or personal credit-repair projects. If you've been in business at least two years, generate reliable monthly revenue, and can produce twelve months of bank statements without drama, we'll find you a match. Our Service Areas page lists every city we cover, but the common thread is this: operators who need business funding in Pomona and want their paperwork handled by someone who has closed the deal a hundred times.
Loan programs
Answer Capsule: Moor Lending Group brokers SBA 7(a) loans, working capital, equipment financing, commercial real estate loans, business lines of credit, invoice factoring, and specialty programs. Each product serves a different cash-flow situation, and we match your revenue cycle, collateral, and timeline to the lender network that will actually say yes, not the one with the flashiest website.
The SBA 7(a) remains the gold standard when you're buying a building, acquiring another company, or refinancing high-cost debt into a single ten- or twenty-year note. We gather your tax returns, profit-and-loss statements, business and personal bank statements, a debt schedule, and a one-page narrative explaining what the money will do.
When your Montclair distribution center needs to double inventory before back-to-school season or your Chino Hills contractor has six jobs starting the same week, a working-capital advance keeps payroll and suppliers current. These loans move faster than SBA paper because underwriters focus on bank deposits and outstanding invoices, not three years of tax transcripts.
Forklifts, CNC mills, commercial ovens, delivery vans, printing presses, and medical imaging equipment all qualify. Lenders use the equipment itself as collateral, which means approval hinges on the invoice and your ability to make the monthly payment, not your debt-to-income ratio from five years ago.
Buying the building you've been leasing or adding a second location changes your balance sheet forever. We broker owner-occupied commercial real estate loans and small-balance investment-property loans.
A revolving line lets you draw funds when you need them and pay interest only on the outstanding balance. We broker both secured and unsecured lines, typically for businesses with two-plus years of history and strong deposit patterns.
If you're a staffing agency, freight broker, or B2B supplier waiting thirty to ninety days for customer payment, factoring turns those invoices into same-week cash. The factoring company buys the receivable at a discount and collects directly from your customer.
More on Invoice FactoringLocal insight
Answer Capsule: A broker submits your file to multiple lenders simultaneously, increasing your chance of approval and competitive terms. Banks serve their own portfolio and underwriting box. We serve you, and our incentive is to close your deal. That difference matters when you're comparing a two-week broker timeline against a sixty-day bank maybe.
Banks in Pomona will tell you to apply online, then assign your file to a regional credit analyst in another state who has never heard of the Fairplex or the 71 corridor. We sit ten minutes south in City of Industry, and when we say we know Pomona's business landscape, we mean we've toured facilities on Eucalyptus Avenue and brokered deals for companies within sight of the Pomona Metrolink station.
Documentation made simple is our thematic lens because we've watched strong businesses lose deals over missing pages, illegible scans, or a narrative that didn't connect revenue to the loan request. We give you a checklist, a phone number, (909) 737-1715, and a timeline. No email back-and-forth, no chatbot, no portal that locks you out after three tries.
How it works
Answer Capsule: First, you call (909) 737-1715 and describe your business, loan purpose, and amount. We tell you which documents to gather. You deliver them, we package the file, and we submit to our lender network. You'll see term sheets within days, choose the best fit, and close. The entire cycle typically runs two to four weeks for most programs.
### Step One: The Intake Call
We ask about your industry, time in business, monthly revenue, current debts, and what you'll use the funds for. This fifteen-minute conversation determines which programs match your situation and which lenders will actually underwrite a Pomona business in your sector.
### Step Two: Documentation Gathering
We send you a short checklist: business and personal bank statements for the trailing twelve months, two years of business tax returns, a year-to-date profit-and-loss, a current balance sheet, a debt schedule, and any purchase agreements or invoices tied to the loan purpose. Every item has a reason, and we explain that reason so you're not guessing.
### Step Three: Packaging and Submission
We format your documents into a single underwriter-ready package, write a cover narrative that connects your cash flow to the request, and submit to three to five lenders who specialize in your deal size and industry. You're not filling out five separate applications. We handle that redundancy.
### Step Four: Term-Sheet Review
Lenders respond with term sheets showing loan amount, repayment period, payment frequency, collateral requirements, and any covenants. We walk you through each sheet by phone, highlight the trade-offs, and let you decide. No pressure, no steering toward the lender who pays us the most.
### Step Five: Closing
Once you choose a term sheet, the lender orders third-party items like appraisals or UCC searches, drafts loan documents, and schedules closing. You'll sign, funds hit your account, and we follow up to confirm everything landed as promised.
Why us
Answer Capsule: Pomona's position at the intersection of three major freeways and its deep industrial base make it attractive to lenders who finance logistics, manufacturing, and distribution. We leverage that familiarity to position your application as a low-risk, high-access deal rather than a random small-town request.
Lenders price risk by geography, and the Pomona Valley reads as established, diverse, and connected. When we submit a small business loan in Pomona, underwriters recognize the Fairplex economy, the proximity to Ontario International Airport, and the steady flow of freight that keeps warehouses near Reservoir Street and Mission Boulevard occupied year-round. That context matters when a credit analyst is deciding between your file and one from a rural town two hours away.
We also broker in Montclair, where food-service suppliers cluster near Central Avenue; in Diamond Bar, where professional services and medical offices dominate; in Chino and Chino Hills, where dairies have given way to logistics and last-mile delivery hubs; and in Claremont, La Verne, San Dimas, Walnut, Glendora, and Rowland Heights, each with distinct commercial corridors. Every city brings different collateral, different cash cycles, and different lender appetites. Our job is to know which lender wants which deal.
Answer Capsule: Documentation made simple means we give you a finite list of required items, accept phone photos of paper statements if that's faster, and never ask for a document without explaining why the lender needs it. You'll spend hours gathering records, not days deciphering instructions.
Most brokers and banks bury you in portal uploads, DocuSign loops, and vague requests for "additional financial information." We operate differently. When we say we need twelve months of business bank statements, we mean every page of every statement from your primary operating account. When we say we need a debt schedule, we mean a spreadsheet listing each creditor, original balance, current balance, monthly payment, and maturity date.
If you're missing a document, we tell you how to request it from your accountant, your bank, or the county recorder. If a statement is illegible, we'll accept a phone photo as long as the account number and transactions are readable. The goal is forward motion, not perfection.
This approach cuts the average documentation phase from three weeks to one, and it's the reason clients call us back when the next capital need arises.
What owners say
They explained exactly what the lender wanted before we applied, so there were no surprises.
Straight answers and no runaround. We finally understood our options.
They packaged our file properly and took it to the right people the first time.
Local, responsive, and honest about what would and wouldn't work for us.
Walked us through the whole process in plain English and kept us updated.
Told us upfront what to fix before applying, which saved us a hard pull.
Individual client experiences; results vary by business and program.
Market context
Answer Capsule: Moor Lending Group is a licensed commercial business loan broker at 218 Machlin Ct, City of Industry, CA 91789, serving Pomona and nearby cities.
There are more than 33 million small businesses in the United States.
SBA Office of AdvocacyMost firms that apply for financing seek $100,000 or less.
Federal Reserve Small Business Credit SurveyAbout half of applicant firms sought funds mainly to cover operating expenses.
Federal Reserve Small Business Credit SurveyNational data, reviewed 2026, figures from primary sources.
Serving the Pomona area
We know which lenders fund which kinds of Pomona businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
